CONFIDENCE THROUGH GUIDANCE

Transcription

1 CONFIDENCE THROUGH GUIDANCE

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3 We provide the expertise, products, and technology of a national wealth manager with the highly personal service and attention of a boutique firm that always puts its clients best interests first. wintrustwealth.com

4 Who We Are CENTRAL CHICAGO S WEALTH MANAGER SINCE 1931 WISCONSIN S WEALTH MANAGER SINCE 1936 We are a comprehensive wealth management firm providing brokerage, trust, asset management, and private client banking solutions to high-net-worth individuals, business owners, and institutions. Since our founding in 1931 as Wayne Hummer & Co., we have been helping clients meet their increasingly complex financial goals with the highest standards of service and integrity. Today, as one of the largest and most established Chicago-based financial services firms, we deliver our unique brand of wealth management service through our four specialty groups: Wayne Hummer Investments, The Chicago Trust Company, Great Lakes Advisors, and Wintrust Wealth Services.

5 LOCAL At Wintrust Wealth Management, we value our local roots and are deeply committed to the neighborhoods in which we serve. As part of the Chicago financial fabric since 1931, and Wisconsin since 1936, we have been actively involved in our communities for generations. Today, we operate in more than 65 locations throughout northeast Illinois and southern Wisconsin. Furthermore, as the exclusive provider of financial advice in Wintrust community banks, we offer our personalized wealth management solutions to clients in over 140 bank locations throughout the region. We see these communities as our own, and we are dedicated to providing our neighbors with the trusted financial advice, products, and services that they deserve. Our parent company, Wintrust Financial Corporation, is a diversified, publicly traded financial services holding firm with more than 20 subsidiaries, including the Wintrust Wealth Management companies. Wintrust and the Wintrust community banks offer customers the best of both worlds the product selection and technology of the big national banks, paired with the customer service, personal attention, and community focus that can only be provided by true, locally-managed, community banks. wintrustwealth.com

6 Our Heritage 1931 Wayne Hummer & Co. opens its doors as a new brokerage firm to ethically serve the customers of the Hummer family bank 1941 Develop estate valuation service for use by banks and attorneys in determining inheritance taxes 1951 Play a leading role in instituting clearance-by-mail system that greatly reduces transaction costs on the NYSE 1962 Become first to use Midwest Stock Exchange computer system and have a direct wire to the floor of the NYSE 1936 Expand into Wisconsin with an office in Sheboygan 1939 Establish an office in Appleton, Wisconsin 1942 Develop new NYSE commission calculation based on transaction value rather than number of shares soon adopted by all exchanges 1945 Successfully campaign Congress for corporate tax reform for small banks and corporations 1955 Initiate Dial-A- Stock, a 24-hour telephone stock report Midwest Stock Exchange elects senior partner of the firm as Chairman Campaign to stop federal legislation that would have subjected interest payments and dividends to a 20% withholding tax

7 1971 Partner of the firm serves as Chairman of the Midwest Stock Exchange for a second time 1982 Senior partner chairs the committee responsible for modernizing Illinois Securities Law 1990 Firm s Chief Economist wins the Blue Chip Economic Forecasting Award 2004 Trust department for Wintrust banks becomes part of Wayne Hummer 1972 Feature topic on front page of the Wall Street Journal highlighting the firm s conservative, ethical approach 1984 Introduce Banker s Discount Brokerage Service for small banks across the Midwest 1994 NASD elects firm s CEO to Board of Governors 2011 Acquire Great Lakes Advisors to serve as asset management arm of Wintrust Wealth Management 1981 Establish Wayne Hummer Asset Management Company 1989 Reach $1 billion in assets under management 1995 Establish correspondent financial advisor group to provide investment centers for small local banks 2002 Partner with Wintrust Financial Corporation 2010 Rename Wayne Hummer Wealth Management to Wintrust Wealth Management wintrustwealth.com

8 Our Approach PERSONALIZED We provide sophisticated and personalized wealth management products and services to a wide variety of clientele: PRIVATE CLIENTS Individuals and families Business owners Entrepreneurs Professionals Senior executives A TAILORED APPROACH We understand that no two clients are the same. Your circumstances, financial goals, and future opportunities are complex, evolving, and unique. Therefore, we approach each relationship with the creativity, determination, and ingenuity necessary to design a customized solution to best meet your needs. We begin by thoroughly understanding who you are, what you care about, and where you want to go. Only then can we offer integrated, comprehensive advice and solutions that are individually tailored just for you. INSTITUTIONS Endowments and foundations Corporations and partnerships Government entities Pension and profit-sharing plans Taft-Hartley plans 401(k) plans

9 When it comes to building a relationship, we believe there is only one place to start with you. A CLIENT-CENTRIC PROCESS When working with you, we use a four-stage, continuous process to ensure that your investment portfolio reflects your complete financial profile and remains in line with your overall objectives. Step 1: Understand Your Needs We begin with a consultative process to gain a thorough understanding of your personal and financial goals, time horizon, investment objectives, and risk tolerance. MONITOR YOU Step 2: Develop Investment Strategy We work with you to create an investment plan driven by your unique circumstances designed to help you achieve your long-term goals. Step 3: Design and Implement Portfolio We determine the most appropriate asset allocation and construct your investment portfolio, while incorporating different account structures and a variety of investment products. Step 4: Monitor and Review We work with you on a continual basis to stay abreast of your changing circumstances and ensure that your portfolio is best positioned to meet your goals. IMPLEMENT LISTEN STRATEGIZE wintrustwealth.com

10 LOYAL At Wintrust Wealth Management, we are dedicated to building deep, lasting relationships and believe that success is measured only by our clients achievement of their financial goals.

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12 Our Services We have access to a vast array of financial products, services, and technical specialists to meet the needs of all types of clients and their families, through all stages of their lives. INVESTMENTS Retirement, insurance and education planning Investment advice Brokerage and advisory services Insurance TRUST Corporate trustee services Personal trust administration Estate settlement Comprehensive specialty trusts ASSET MANAGEMENT Discretionary investment management Customized, fully-diversified portfolios Municipal bond portfolios Mutual funds WEALTH SERVICES Tailored personal and commercial credit Deposit and cash management solutions Tailored wealth planning Business owner solutions BUSINESS OWNERS Our Financial Advisors can partner with our Wealth Services and Corporate Plan Services teams to offer powerful, customized solutions that help attract and retain employees, better manage cash flows, provide needed capital, protect and manage real estate assets, and ensure the long-term future of your company. Credit and Deposit Solutions Middle market and real estate lending Letters of credit Business banking Treasury management Foreign exchange Business Solutions Employee retirement plans including 401(k), 403(b), and 457 plans Employer-sponsored college savings Succession planning Real estate trust services Investment Management Pension fund management Investment portfolio management Personal investments NEW FAMILIES For couples or individuals just starting out, our Financial Advisors work closely with you to understand your near- and long-term goals and help plan a path forward. From college savings to insurance, trusts, and investment advice, we help you prepare for the unforeseen and set you on a path towards financial success. Planning Envision Investment, retirement, insurance plans 529 college savings plans Investing Investment selection and allocation Risk management Account reviews Insurance Whole, universal, term life Disability income Trust and Estate Services Trust administration and tax filing Guardianships, special needs trusts

13 COMPREHENSIVE MID-LIFERS As investors become more established, earning power is likely to grow, as is the complexity of their financial lives. From solutions for education expenses, to risk management and insurance, we help you manage the investment challenges that present themselves in this phase of life. Planning Envision Investment, retirement, insurance plans 529 college savings plans Investing Investment selection and allocation Risk management Account reviews Insurance Whole, universal, term life Disability income Long-term care Trust and Estate Services Trust administration and tax filing Guardianships, special needs trusts NEAR-RETIREES New opportunities as well as risks emerge as retirement looms. Trust and estate considerations, income planning, tax exposure, and insurance options change in this phase of life. Our Financial Advisors know this and help guide you through the many options available to develop solutions to best meet your financial needs. Planning Envision Investment, retirement, insurance plans 529 college savings plans Investing Investment selection and allocation Risk management Account reviews Insurance Whole, universal, term life Disability income Annuities Long-term care Trust and Estate Services Estate settlement Trust administration and tax filing Guardianships, special needs trusts RETIREES In retirement, your investing needs change significantly. Our Advisors are there to help you navigate this challenging terrain while helping you to maintain the lifestyle you planned for in all market conditions. And with the ever growing list of wealth transfer strategies available, we can help you preserve and protect your financial legacy. Planning Retirement income distribution Investment, insurance plans Wealth transfer strategies Investing Investment selection and allocation Risk management Account reviews Insurance Whole, universal, term life Annuities Long-term care Trust and Estate Services Estate settlement Trust administration and tax filing Donor-advised trusts Bill pay wintrustwealth.com

14 Our Commitment TRUSTED Wintrust Wealth Management has proudly been helping clients like you define and achieve their financial goals since Remaining true to the core tenets upon which our firm was founded, our professionals are committed to providing unparalleled client service and objective financial guidance. We understand that our clients deserve the confidence that only comes with truly independent, objective, and unbiased advice. Your dedicated Financial Advisor stands ready to help you navigate the increasingly complex marketplace and the innumerable vehicles available today with the experience, resources, and personal attention that you can expect from all of us at Wintrust Wealth Management. Come see what generations of clients have come to know as financial peace of mind......come see what sets us apart.

15 PROUD TO BE A WINTRUST COMPANY. We are nearly 3,500 community and commercial bankers, home loan officers, wealth managers, and specialty lenders focused solely on our customers and the communities where they live. We all have the same mission: to provide best-in-class financial services to all of our customers, be the local alternative to the big banks, and to improve the communities which we call home. wintrustwealth.com

16 wintrustwealth.com INVESTMENTS TRUST ASSET MANAGEMENT WEALTH SERVICES Envision is a registered service mark of Wells Fargo & Company and used under license. Banking and lending services offered through Wintrust Community Banks. Securities and insurance offered through Wayne Hummer Investments, LLC (Member FINRA/SIPC), founded in Trust and Asset Management services offered by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDIC or any federal government agency, not bank guaranteed or a bank deposit, and may lose value.