University of Western Ontario, , Bachelor of Laws University of the Philippines, , Bachelor of Laws (Civil Law)

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1 RAMON ANDAL BARRISTER & SOLICITOR 4307 Village Centre Court, Suite 203 Mississauga, Ontario L4Z 1S2 Tel Fax Website: EDUCATION LAW SCHOOL: University of Western Ontario, , Bachelor of Laws University of the Philippines, , Bachelor of Laws (Civil Law) UNIVERSITY: Ateneo de Manila University, Manila, Philippines, , Bachelor of Arts, Major in Philosophy CONTINUING EDUCATION: Certificate, Essentials of Governance for Public Sector Boards, Governance Centre of Excellence, February 19, 2010 Diversity and Equity in Mental Health/Addiction, Hong Fook Mental Health Association, May 28, 2009 Effective Decisions Course, Society of Ontario Adjudicators and Regulators, November 2, 2007 Advancing Access to Justice and Racial Equity The Role of Ethno-Racial Legal Clinics in a Liberal Democracy, Donald Lamont Learning Centre, September 11, 2007 Solo and Small Firm Practice Conference, presented by Law Society of Upper Canada, 2007 Mental Health Law and Criminal Justice, presented by Law Society of Upper Canada, 2007 Conference of Ontario Boards and Agencies, Society of Ontario Adjudicators and Regulators, 1995, 2006 and 2008 Twelve Minute Insurance Lawyer, presented by Law Society of Upper Canada, 2006 ACADEMIC AWARDS: Aird & Berlis Prize in Contracts, University of Western Ontario, 1985 Finalist, Internal Moot Court Competition, University of Western Ontario Faculty of Law, 1986

2 2 Placed among the top 10 oralists at the 1987 Niagara International Law Moot Court Competition in Pittsburgh, Pennsylvania London Life Insurance Company Prize, University of Western Ontario, 1987 First Prize Winner of the 1987 Canadian Bar Insurance Association National Essay Competition PROFESSIONAL AND EMPLOYMENT HISTORY Sole Practitioner, Andal Law Office, Mississauga, Ontario (March 16, 2006 present) Practice areas: insurance litigation, professional negligence, directors and officers liability, financial institutions liability, non-profit organizations and churches, commercial general liability, defamation, personal injury insurance coverage and defence monitoring mental health and capacity law administrative law human rights employment law maritime law commercial litigation Partner, Keyser Mason Ball LLP (May, 2009 March, 2010) Insurance and commercial litigation Part-time presiding lawyer member, Consent and Capacity Board (appointed by Order-in- Council, January 6, 2006 to January 5, 2009) Presided at hearings to review capacity with respect to treatment, admission to care facility and property, and hearings to review involuntary status of patients and Community Treatment Orders under the Mental Health Act Writing Reasons for Decision of the Consent and Capacity Board Attending Conference of Ontario Boards and Agencies and training sessions in administrative law and decision writing Fernandes Hearn LLP Toronto, Ontario (June 1999 March 15, 2006) maritime law, aviation, commercial litigation, personal injury, insurance law, directors and officers liability, professional liability and transportation law Cassels, Brock & Blackwell, LLP Toronto, Ontario (June 1989 to June 1999) Litigation and insurance lawyer Trial counsel and appellate counsel

3 3 Practice areas: civil litigation, insurance defence, insurance coverage, environmental liability, estate litigation, marine law, personal injury, professional liability, products liability Board of Inquiry (Police Services Act) (appointed by Order-in-Council, 1994 to 1996) Part-time presiding chair member Presided at pre-hearing conferences, motions and tribunal hearings of public complaints against police misconduct Wrote tribunal Reasons for Decision Gardner and Associates (November 1988 May, 1989) Litigation Associate Insurance Bureau of Canada, Law Department (Summer, 1988) Research lawyer Prepared position paper on lawyers' contingency fees Researched inter-provincial insurance requirements for public commercial vehicles Thomson, Rogers,Toronto, Ontario ( ) Articling Student Practice areas: Civil litigation, personal injury, insurance defence Research Assistant to Professor Craig Brown University of Western Ontario Faculty of Law ( ) Completed a comparative study of American no-fault systems for submission to the provincial task force on insurance law reform; Assisted in research and drafting for the text, No-Fault Automobile Insurance In Canada (Carswell, 1988), by Craig Brown Research Assistant to Professor (now Mr. Justice) Alan W. Bryant, University of Western Ontario, Faculty of Law ( ) Researched and organized materials on criminal law and "similar fact" evidence Assisted in research and editing of the article "The Issue of Consent in The Crime of Sexual Assault", by Alan W. Bryant (Canadian Bar Review, March 1989 issue) San Juan, Africa, Gonzalez, San Agustin Law Office, Manila, Philippines (1982) Associate Lawyer Areas of Practice: Corporate Commercial law, Banking, Litigation, Labour, International Trade

4 4 PUBLICATIONS Contributing Editor, 1999, Insurance Law in Canada, Vol. 2 (Carswell) Co-authored with Professor Craig Brown of the University of Western Ontario Faculty of Law, Cassels Brock & Blackwell, and Randal Bundus of the Insurance Bureau of Canada Authored the chapter on Liability Insurance Contributing Editor, Insurance Law Title of the Canadian Encyclopedic Digest (Carswell) Ramon V. Andal, "Recovering Pure Economic Loss: The Blackout of 2003", For The Defense, October, 2003 Ramon V. Andal, The Warsaw Convention Limitation of Liability: Canadian Court Forecloses Extra-Contractual Remedies and Adopts Subjective Test, Transportation Lawyers Association / Canadian Transport Lawyers Association Ramon V. Andal, "Cross-Border Automobile Insurance Issues", For The Defense. May, 1999 Bruce A. Thomas, Q.C. and Ramon V. Andal, "Excess Insurance and Reinsurance: A Paper on the Duty to Defend of the Excess Insurer, Insolvency Clauses and Arbitration Clauses" presented at the Canadian Institute seminar on Excess and Reinsurance, May, 1993 Ramon V. Andal, "The Insurer s Duty To Settle Within Policy Limits: Learning From The American Experience" (1990), 1 C.I.L.R. 233 (Winner of the 1987 Canadian Bar Insurance Association National Essay Competition) LECTURES, SEMINARS AND TEACHING The Filipino Centre Toronto, June 6, 2010 Presented a seminar on mental health and capacity law to Filipino seniors and medical professionals Chartis Insurance Company of Canada (formerly AIG), March 2010 Sovereign General Insurance Company, February 2010 Presented seminars on Employment Practices Liability and insurance coverage issues Canadian Chinese Insurance Professionals Association, 2008 Presented a seminar on Directors & Officers liability insurance to insurance brokers and underwriters Sovereign General Insurance Company, 2008 Presented seminar on Directors & Officers liability insurance to claims analysts and underwriters

5 5 Federation of Asian Canadian Lawyers Annual Conference, November 2008 and November 2009 Presented updates on mental health law and capacity review hearings Metro Toronto Chinese and Southeast Asian Legal Clinic, 2008 Presented workshop on the Health Care Consent Act and Mental Health Act to legal clinic lawyers Kababayan Community Centre, 2008 Presentation on the Health Care Consent Act and Mental Health Act to seniors and health care workers Federation of Asian Canadian Lawyers First Annual Conference, November 2007 Panel discussion on access to justice, access to the legal profession and the Filipino community University of Western Ontario Faculty of Law, 2003 Guest lecturer on Marine Insurance Law Society of Upper Canada Equity Program, 1999 Chaired a lecture series on Youth and the Law University of Western Ontario ( ) Tutorial Group Leader, Introduction to Law NON-ACADEMIC AWARDS AND CITATIONS Certificate of Commendation from the Philippine Ambassador to Canada for promoting cooperation between Canada and the Philippines (1995) Outstanding community service, Kababayan Community Centre (1995) Cited as an authority in Insurance Law by courts across Canada, including the Supreme Court of Canada Recognized by the Law Society of Upper Canada as an Early and Exceptional Ontario Lawyer of Filipino Heritage, as part of its Diversifying the Bar: Lawyers Make History project (2010)

6 6 MEMBERSHIPS Founding member and former director, Federation of Asian Canadian Lawyers Defense Research Institute Lifetime Member, Integrated Bar of the Philippines Society of Ontario Adjudicators and Regulators Canadian Defence Lawyers COMMUNITY Director, Peel Law Association, March Pro bono counsel to the Chinese Canadian National Council and the Ontario Coalition of Head Tax Payers and Families in regards to obtaining redress and apology from the Canadian Government (2005) Legal counsel to the Kababayan Community Centre and The Filipino Centre Toronto Judge of the Canadian final round of the Jessup International Moot Court Competition, 1997 Organized the Filipino Artists Exhibit in Osgoode Hall in coordination with the Equity Advisor of the Law Society of Upper Canada (1999) Guest speaker and resource person for the Law Society of Upper Canada's program to assist foreign-trained lawyers in obtaining certification from the Joint Committee on Foreign Accreditation Delegate to the 16th World Law Conference in Manila, Philippines, October, 1993, and the 17 th World Law Conference in Montreal, Quebec, August, 1995 Testified in the Ontario High Court of Justice as an expert witness in Philippine law