About Blythin & Brown. Why choose the right broker?

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2 About Blythin & Brown Blythin & Brown has built up an enviable reputation over 40 years providing unparalleled service to our clients both locally and throughout the UK. Our people are our strength, enthusiastic about our business and committed to our clients. The advice you will receive is based upon technical expertise and business knowledge, underpinned by expert understanding of your industry. Blythin & Brown have a track record and have access to a wide range of insurers. As part of the Willis Commercial Network one of the largest insurance brokers in the world, we can deliver cost effective solutions for your business at competitive premiums. Why choose the right broker? Choosing the right broker to review your insurance programme may be difficult. The insurance market is intensely competitive and insurance brokers come in many shapes and sizes. Some exist by competing solely on price and the quality of their advice and level of understanding can often be limited. When choosing a broker to review your insurance programme, it is vital to consider one who has the specialist knowledge and understanding of your industry and the issues you face. Why you may say? If an insurance broker cannot understand your business, the processes you undertake, the exposures of your business both internally and externally, how can this information be presented to insurers to obtain competitive pricing and bespoke policy covers? It is very important that insurers know all about your business so they can provide the best cover and the best price. The Motor Trade Industry is a specialist key area for Blythin & Brown. We understand your industry with a passion and know how to provide the correct bespoke insurance programme for your business at a competitive premium. The annual insurance renewal process is critical and it is absolutely essential that you get it right, otherwise you might overpay at best or worst ruin the business when a major loss turns out to be underinsured or uninsured.

3 The Insurance Review When Blythin & Brown review your current insurance programme, we provide a three stage approach which audits your business insurance exposures, risk management. credit risks and healthcare. Our comprehensive review consists of the following: Stage One Risk Profiling your business Rather than just seeking the cheapest price from other insurers on a like for like basis we look to change the underwriters perception of a company's exposure by risk profiling. This means examining: What the organisation is doing its type of risk operation; How it does it its processes, controls and staffing arrangements; What is being done to control its risk? A review of your products manufactured to ensure that any items are correctly insured. Environmental risks are reviewed and any potential exposures identified. The objective is to get inside your business, to find where the risks lie and then to classify them according to probability We can then look to separate different types of risk with a view to either insuring them under specialist policies or agreeing to self insure where the risk is low. Our aim is to shift a business out of its standard industry classification. If a company for example has a high quality health and safety programme and low claims experience, why should the company be pooled with all the poor risk firms in the sector? The aim is to make your business unique in the eyes of the insurer. Stage Two Design and Placement We then discuss with our panel of specialist insurers to build an insurance policy that matches your business needs. We can also guarantee that where applicable: Bespoke policy cover will be negotiated. We do not accept off the shelf policies from insurers that do not fit your requirements. Policy warranties will be kept to a minimum to ensure you can comply with the terms and conditions. Generous premium discounts will be negotiated where companies are proactive in their risk management and health & safety programme.

4 Stage Three Implementation If we are successful in winning your business your insurance programme will be implemented and a service level agreement would be adhered to. In addition our services to you would include: Director level servicing implemented. 24 hours, 7 days per week claims support and assistance in Health & Safety issues. Quarterly claims review meetings available to identify any trends developing and help review issues. Claim Reserves for the last five years will be continually challenged as these affect your renewal premiums on an annual basis. A risk management programme will be discussed to ensure your arrangements continue to make you stand out from the crowd. Risk Management & Health & Safety Services Effective risk management and control enables you to operate a safer business as well as contribute to its security and stability. Managing risk helps you to safeguard your employees your shareholders, your customers, and your company s ability to continue trading smoothly. Our broking skills enable the insurers to understand the quality standards of your operations. This means that any measures you have implemented in your business may be reflected in your premiums. Products and Services available include: Business Continuity & Disaster Recovery Planning Health & Safety Surveys Employment Law Services Fire Loss Control Surveys Health & Safety Training and Consultancy Fixed Wiring Certification & PAT Testing Professional Valuation Service.

5 The Next Step In turbulent times stability and security can be difficult to achieve. With over 40 years of experience arranging cover for customers, for a range of industries, you can rely on us to find the best solution for your business. We do hope you will allow us to demonstrate our knowledge and expertise to you by providing a FREE impartial review of your current programme. With our knowledge and understanding of your industry we are confident we can provide an alternative option to your current insurance programme. For further information: Switchboard: Fax: Website: Address: [email protected] The Point, Granite Way, Mountsorrel, Leics LE12 7TZ Blythin & Brown Insurance Brokers Ltd are authorised and regulated by the Financial Conduct Authority under reference number , to provide financial advice and undertake insurance mediation. Registered Address: The Point, Granite Way, Mountsorrel, Leics LE12 7TZ